Hartman Blake uses class action status to get merchants financial compensation for illegal MCA agreements
No Upfront Fees or False Promises. If we can’t help, we will let you know.
Free, no-obligation case review to help you understand your rights and next steps.
At HartmanBlake we help represent businesses nationwide in class action lawsuits against Merchant Cash Advance (MCA) companies that trap merchants in cycles of debt. These agreements often disguise sky-high interest rates as ‘sales of receivables,’ leading to daily withdrawals that strangle cash flow and make it nearly impossible for a business to grow—or even survive. Many MCA lenders also engage in aggressive, and sometimes unlawful, collection tactics. Our firm helps business owners stand together, challenge these predatory practices in court, and pursue financial recovery while working to hold MCA companies accountable.
LL.M in Corporate and Business Law, Barrister-at-Law (Lincoln’s Inn, UK)
We always provide people a complete legal services for your cases focused on your real justice
We always provide people a complete legal services for your cases focused on your real justice
We always provide people a complete legal services for your cases focused on your real justice
We always provide people a complete legal services for your cases focused on your real justice
We always provide people a complete legal services for your cases focused on your real justice
We always provide people a complete legal services for your cases focused on your real justice
We always provide people a complete legal services for your cases focused on your real justice
We always provide people a complete legal services for your cases focused on your real justice
Over 1400+ companies saved through effective litigation and restructuring services.
We use class action frameworks to get you custom solutions to get financial relief through full refunds of payments made, debt restructuring, compensatory damages and injunctive relief.
We sue lenders on your behalf along with 20–100 other claimants, increasing legal and financial leverage to your benefit. Instead of fighting alone and losing, you are part of a winning team.
We have active settlements, restructures or injunctions against most of the Top 50 MCA Lenders in the US and Canada. Our past results may allow you to get a resolution within weeks, not years.
In March 2024, the New York Attorney General filed a lawsuit against Yellowstone Capital LLC and its 25 subsidiaries, alleging that they provided loans disguised as MCAs with interest rates exceeding state limits. The lawsuit claims that these agreements were structured as loans rather than true sales of future receivables, violating state usury laws. A settlement reached in January 2025 required the lenders to cancel outstanding judgments totaling over $500 million, cease collection efforts, and refund any money received from canceled debts. New York State Attorney General+2IFA Commercial Factor+2thelangelfirm.comRockland County Business Journal
In late 2024, Mike Lindell, CEO of MyPillow, filed lawsuits against several MCA lenders, including Cobalt Funding Solutions and Streamline Advance, alleging that they provided high-interest loans disguised as MCAs. Lindell claims that these agreements, with interest rates up to 409%, were predatory and violated usury laws. The cases are currently pending in New York courts. Business Insider+1
In October 2023, the Federal Trade Commission (FTC) secured a permanent ban against Jonathan Braun, the owner of RCG Advances, for deceptive practices related to MCAs. The FTC alleged that Braun’s company misrepresented loan terms and engaged in unfair collection practices. While this case concluded with a permanent injunction, it highlights ongoing federal enforcement against predatory MCA lenders. Federal Trade Commission
New Jersey has been actively pursuing reforms in the MCA industry. In December 2020, the state filed a lawsuit against eight entities involved in MCA lending, alleging deceptive practices and usury. A 2022 settlement included the forgiveness of $21 million in illegal MCA loans. Additionally, in January 2024, New Jersey introduced Senate Bill 1397, aiming to enhance transparency in commercial financing and protect small businesses from predatory lending. Onyx IQ+1WCS Law
Capitalize on low hanging fruit to identify a ballpark value added activity to beta test. Override the digital divide with additional clickthroughs from DevOps. Nanotechnology immersion along the information highway.
CEO, Keen IT Solution
Capitalize on low hanging fruit to identify a ballpark value added activity to beta test. Override the digital divide with additional clickthroughs from DevOps. Nanotechnology immersion along the information highway.
CEO, Brick Consulting
Capitalize on low hanging fruit to identify a ballpark value added activity to beta test. Override the digital divide with additional clickthroughs from DevOps. Nanotechnology immersion along the information highway.
CEO, Brick Consulting
Criminal Lawyer
Bankruptcy Lawyer
Health Lawyer
Senior Attorney
