MCAs can quickly become unmanageable, with daily or weekly payments that drain business cash flow. Lenders like OnDeck, Fora, and Rapid Finance often include hidden fees and unclear terms that worsen the problem. Business owners can feel trapped, with few clear options to regain control.
Debt restructuring allows small businesses to negotiate repayment schedules, reduce pressure, and protect operations. It is a practical alternative to bankruptcy and provides breathing room to stabilize finances.
The team at Hartman Blake works with MCA lenders to restructure debt, stop harassment, and challenge illegal clauses. Their partners help owners understand options, negotiate effectively, and protect both credit and operations.
Understanding the difference between restructuring and debt forgiveness empowers business owners to make informed decisions. Recognizing predatory tactics early is key to preventing future crises
If MCA debt is threatening your business, the partners at Hartman Blake provide the tools and expertise to regain control and achieve financial stability.