MCA Debt Isn’t a “Cash Advance”—It’s a Trap
Merchant cash advances are frequently presented as a simple solution for cash-strapped businesses. But lenders like OnDeck, Fora, and Rapid Finance structure these advances as high-interest loans, often demanding daily or weekly payments. The aggressive repayment schedule can leave small businesses with no breathing room, forcing owners to choose between operational survival and repayment obligations.
Options Beyond Bankruptcy
While bankruptcy is often considered the default solution, it isn’t the only option. Debt restructuring allows business owners to reorganize repayment schedules, reduce financial pressure, and avoid long-term harm to their credit and operations.
How Hartman Blake Helps
The team at Hartman Blake negotiates with MCA lenders to restructure debt and challenge illegal or abusive contract terms. They work to secure manageable payment plans, halt harassment, and protect business owners’ financial interests.
Protecting Your Business and Cash Flow
Debt restructuring can prevent additional stress, lawsuits, or account freezes that might arise from aggressive collection practices. Business owners regain control and maintain operational stability while addressing their obligations responsibly.
Take Action Today
Don’t let predatory lenders dictate your company’s future. The team at Hartman Blake can help restructure MCA debt, stop harassment, and develop a path to financial stability.